{"id":1714,"date":"2025-04-10T15:11:51","date_gmt":"2025-04-10T07:11:51","guid":{"rendered":"https:\/\/www.moneybartender.com.tw\/?p=1714"},"modified":"2025-04-10T15:13:40","modified_gmt":"2025-04-10T07:13:40","slug":"%e6%88%bf%e5%b1%8b%e5%a2%9e%e8%b2%b8","status":"publish","type":"post","link":"https:\/\/www.moneybartender.com.tw\/houseloan\/%e6%88%bf%e5%b1%8b%e5%a2%9e%e8%b2%b8\/","title":{"rendered":"\u3010\u623f\u5c4b\u589e\u8cb8\u3011\uff5c\u589e\u8cb8\u689d\u4ef6\u3001\u7533\u8acb\u6d41\u7a0b\u3001\u5229\u7387\u3001\u512a\u7f3a\u9ede\u5b8c\u6574\u89e3\u6790"},"content":{"rendered":"\n<p>\u623f\u5c4b\u589e\u8cb8\u662f\u4e00\u7a2e\u8b93\u73fe\u6709\u623f\u8cb8\u518d\u5ea6\u904b\u7528\u8cc7\u91d1\u7684\u65b9\u5f0f\uff0c\u7121\u8ad6\u662f\u60f3\u6574\u5408\u50b5\u52d9\u3001\u8cc7\u91d1\u9031\u8f49\uff0c\u6216\u7528\u65bc\u88dd\u6f62\u8207\u6295\u8cc7\uff0c\u90fd\u5fc5\u9808\u5148\u4e86\u89e3\u623f\u5c4b\u589e\u8cb8\u689d\u4ef6\u8207\u7533\u8acb\u6d41\u7a0b\u3002\u5982\u679c\u4f60\u5c0d\u300c\u8f49\u589e\u8cb8\u300d\u611f\u5230\u6df7\u6dc6\uff0c\u6216\u4e0d\u78ba\u5b9a\u81ea\u5df1\u662f\u5426\u7b26\u5408\u8cc7\u683c\uff0c\u90a3\u9019\u7bc7\u6587\u7ae0\u6703\u662f\u4f60\u7684\u6700\u4f73\u5165\u9580\u6307\u5357\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u9ebc\u662f\u623f\u5c4b\u589e\u8cb8\uff1f\u548c\u8f49\u589e\u8cb8\u3001\u4e00\u80ce\u8cb8\u6b3e\u6709\u4ec0\u9ebc\u5dee\u5225<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u623f\u5c4b\u589e\u8cb8\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/h3>\n\n\n\n<p>\u623f\u5c4b\u8cb8\u6b3e\u518d\u589e\u8cb8\uff0c\u5df2\u6709\u7684\u623f\u5b50\u8cb8\u6b3e\u5728\u8207\u540c\u4e00\u9593\u6216\u5225\u9593\u9280\u884c\u518d\u501f\u4e00\u7b46\u9322\uff0c\u5c31\u7a31\u4f5c\u70ba\u300c\u623f\u5c4b\u589e\u8cb8\u300d\u3002<\/p>\n\n\n\n<p>\u4f46\u4e0d\u662f\u6bcf\u4e00\u9593\u623f\u5b50\u90fd\u53ef\u4ee5\u518d\u6b21\u589e\u8cb8\u6210\u529f\uff0c\u662f\u9700\u8981\u770b\u539f\u672c\u7684\u623f\u5c4b\u8cb8\u6b3e\u9084\u6b3e\u91d1\u984d\u6709\u7121\u9054\u5230\u589e\u8cb8\u6a19\u6e96\uff0c\u82e5\u9084\u6709\u8cb8\u6b3e\u7684\u50f9\u503c\uff0c\u90a3\u9ebc\u4f60\u4e00\u5b9a\u53ef\u4ee5\u589e\u8cb8\u6210\u529f\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8f49\u589e\u8cb8 vs \u589e\u8cb8\u6709\u4ec0\u9ebc\u4e0d\u540c<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\u9805\u76ee<\/td><td>\u589e\u8cb8\uff08\u539f\u9280\u884c\u589e\u8cb8\uff09&nbsp;<\/td><td>\u8f49\u589e\u8cb8\uff08\u8f49\u5230\u5176\u4ed6\u9280\u884c\u8cb8\u6b3e\uff09&nbsp;<\/td><\/tr><tr><td>\u5b9a\u7fa9<\/td><td>\u5411\u539f\u672c\u8cb8\u6b3e\u7684\u9280\u884c\u518d\u6b21\u589e\u52a0\u8cb8\u6b3e\u91d1\u984d<\/td><td>\u5c07\u623f\u8cb8\u8f49\u81f3\u5176\u4ed6\u9280\u884c\u4e26\u91cd\u65b0\u8cb8\u6b3e<\/td><\/tr><tr><td>\u9069\u7528\u60c5\u6cc1<\/td><td>\u539f\u9280\u884c\u9858\u610f\u589e\u8cb8\uff0c\u4e14\u689d\u4ef6\u4ecd\u53ef\u63a5\u53d7<\/td><td>\u539f\u9280\u884c\u4e0d\u9858\u589e\u8cb8\uff0c\u6216\u6709\u66f4\u597d\u8f49\u8cb8\u689d\u4ef6\u53ef\u9078\u64c7&nbsp;&nbsp;<\/td><\/tr><tr><td>\u91cd\u65b0\u8a2d\u5b9a\u62b5\u62bc&nbsp;<\/td><td>\u901a\u5e38\u7121\u9700\u91cd\u65b0\u8a2d\u5b9a<\/td><td>\u9700\u91cd\u65b0\u8fa6\u7406\u62b5\u62bc\u6b0a\u8a2d\u5b9a\uff08\u5857\u92b7\uff0b\u518d\u8a2d\u5b9a\uff09<\/td><\/tr><tr><td>\u5229\u7387\u5f48\u6027<\/td><td>\u689d\u4ef6\u901a\u5e38\u56fa\u5b9a\uff0c\u8ac7\u5224\u7a7a\u9593\u5c0f<\/td><td>\u53ef\u8207\u65b0\u9280\u884c\u91cd\u65b0\u8b70\u50f9\uff0c\u6709\u6a5f\u6703\u53d6\u5f97\u66f4\u597d\u5229\u7387<\/td><\/tr><tr><td>\u624b\u7e8c\u8cbb\u7528<\/td><td>\u4e00\u822c\u8f03\u5c11\uff0c\u8996\u9280\u884c\u800c\u5b9a<\/td><td>\u53ef\u80fd\u6709\u8a2d\u5b9a\u8cbb\u3001\u516c\u8b49\u8cbb\u3001\u9055\u7d04\u91d1\u7b49\u8cbb\u7528<\/td><\/tr><tr><td>\u8fa6\u7406\u901f\u5ea6<\/td><td>\u6d41\u7a0b\u8f03\u5feb<\/td><td>\u6d41\u7a0b\u7a0d\u4e45\uff08\u9700\u91cd\u65b0\u9001\u4ef6\u5be9\u6838\uff09<\/td><\/tr><tr><td>\u5c0d\u4fe1\u7528\u7d00\u9304\u5f71\u97ff<\/td><td>\u7121\u91cd\u5927\u5f71\u97ff<\/td><td>\u6709\u53ef\u80fd\u589e\u52a0\u67e5\u8a62\u7d00\u9304\uff0c\u9808\u6ce8\u610f\u67e5\u8a62\u6b21\u6578<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u9322\u7de8\u5c0f\u63d0\u9192\uff1a\u5982\u679c\u4f60\u76ee\u524d\u7684\u623f\u8cb8\u5229\u7387\u504f\u9ad8\u3001\u9280\u884c\u53c8\u4e0d\u9858\u610f\u589e\u8cb8\uff0c\u4e0d\u59a8\u8003\u616e\u8f49\u589e\u8cb8\uff0c\u4e0d\u4f46\u80fd\u6574\u5408\u8cb8\u6b3e\uff0c\u9084\u53ef\u80fd\u53d6\u5f97\u66f4\u597d\u7684\u689d\u4ef6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4ec0\u9ebc\u662f\u4e00\u80ce\u8cb8\u6b3e\u8207\u4e8c\u80ce\u8cb8\u6b3e\uff1f<\/h3>\n\n\n\n<p>\u4e00\u80ce\u8cb8\u6b3e\uff1a\u539f\u5c4b\u5b50\u6c92\u6709\u5411\u9280\u884c\u7533\u8acb<a href=\"https:\/\/www.moneybartender.com.tw\/houseloan\/%e9%9d%92%e5%b9%b4%e9%a6%96%e8%b3%bc%e8%b2%b8%e6%ac%be\/\">\u623f\u5c4b\u8cb8\u6b3e<\/a>\uff0c\u82e5\u6709\u9700\u8981\u5c31\u53ef\u4ee5\u4f9d\u7167\u623f\u5c4b\u50f9\u503c\u6210\u6578\u505a\u4e00\u80ce\u623f\u8cb8\u3002<\/p>\n\n\n\n<p>\u4e8c\u80ce\u8cb8\u6b3e\uff1a\u672c\u5c31\u6709\u9700\u8981\u9084\u6b3e\u7684\u5c4b\u5b50\uff0c\u53c8\u6709\u8cc7\u91d1\u9700\u6c42\uff0c\u5c31\u53ef\u4ee5\u4ee5\u623f\u5c4b\u6b98\u503c\u505a\u9451\u5b9a\uff0c\u5224\u65b7\u80fd\u5426\u7533\u8acb<a href=\"https:\/\/www.moneybartender.com.tw\/houseloan\/second-mortgage\/\">\u4e8c\u80ce\u623f\u8cb8<\/a>\u3002\u7136\u800c\u7533\u8acb\u623f\u5c4b\u4e8c\u80ce\u8cb8\u6b3e\uff0c\u4e0d\u4e00\u5b9a\u8981\u5728\u540c\u4e00\u9593\u878d\u8cc7\u516c\u53f8\u6216\u8cb8\u6b3e\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"963\" height=\"600\" src=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/2.png\" alt=\"\u623f\u8cb8\u589e\u8cb8\u689d\u4ef6\u7533\u8acb\u8cc7\u683c\u8207\u6d41\u7a0b\" class=\"wp-image-1717\" srcset=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/2.png 963w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/2-768x479.png 768w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/2-150x93.png 150w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/2-300x187.png 300w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/2-696x434.png 696w\" sizes=\"(max-width: 963px) 100vw, 963px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u623f\u8cb8\u589e\u8cb8\u689d\u4ef6\u7533\u8acb\u8cc7\u683c\u8207\u6d41\u7a0b<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u7533\u8acb\u623f\u5c4b\u589e\u8cb8\u689d\u4ef6\u9700\u8981\u7b26\u5408\u54ea\u4e9b\uff1f<\/h3>\n\n\n\n<ul>\n<li>\u9808\u70ba\u4e2d\u83ef\u6c11\u570b\u570b\u6c11\uff0c\u4e14\u9808\u6eff18\u6b72\u4ee5\u4e0a\u3002<\/li>\n\n\n\n<li>\u4fe1\u7528\u5206\u6578\u6c92\u6709\u4efb\u4f55\u4e0d\u826f\u7d00\u9304<\/li>\n\n\n\n<li>\u6709\u8ca1\u529b\u3001\u85aa\u8f49\u8b49\u660e<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u623f\u5c4b\u589e\u8cb8\u7684\u7533\u8acb\u6d41\u7a0b<\/h3>\n\n\n\n<ol>\n<li>\u6e96\u5099\u8cc7\u6599\uff1a<\/li>\n<\/ol>\n\n\n\n<p>\u7533\u8acb\u4eba\u9700\u8981\u6e96\u5099\u500b\u4eba\u53ca\u623f\u5c4b\u6587\u4ef6\u3002<\/p>\n\n\n\n<ol start=\"2\">\n<li>\u623f\u5c4b\u9451\u5b9a\uff1a<\/li>\n<\/ol>\n\n\n\n<p>\u8cc7\u6599\u9001\u51fa\u5f8c\uff0c\u5c07\u6703\u6709\u5c08\u4eba\u9451\u5b9a\u60a8\u7684\u623f\u5b50\u76ee\u524d\u7684\u5e02\u50f9\u3002<\/p>\n\n\n\n<ol start=\"3\">\n<li>\u5be9\u6838\u9001\u4ef6\uff1a<\/li>\n<\/ol>\n\n\n\n<p>\u958b\u59cb\u5be9\u6838\u7533\u8acb\u4eba\u689d\u4ef6\u662f\u5426\u543b\u5408\u516c\u53f8\u6838\u8cb8\u8cc7\u683c\u3002<\/p>\n\n\n\n<ol start=\"4\">\n<li>\u7c3d\u7d04\u5c0d\u4fdd\uff1a<\/li>\n<\/ol>\n\n\n\n<p>\u7b26\u5408\u8cc7\u683c\u5f8c\uff0c\u96fb\u8a71\u5c0d\u4fdd\u8207\u73fe\u5834\u7c3d\u7d04\u3002<\/p>\n\n\n\n<ol start=\"5\">\n<li>\u91cd\u65b0\u8a2d\u5b9a\uff1a<\/li>\n<\/ol>\n\n\n\n<p>\u5f8c\u7e8c\u7533\u8acb\u4eba\u8981\u53bb\u5730\u653f\u4e8b\u52d9\u6240\u8fa6\u7406\u62b5\u62bc\u6b0a\u3002<\/p>\n\n\n\n<ol start=\"6\">\n<li>\u64a5\u6b3e\u91d1\u984d\uff1a<\/li>\n<\/ol>\n\n\n\n<p>\u62b5\u62bc\u6210\u529f\u5f8c\uff0c\u64a5\u6b3e\u91d1\u984d\u5c07\u6703\u532f\u81f3\u7533\u8acb\u4eba\u7528\u6236\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5e38\u898b\u88ab\u9000\u4ef6\u7684\u539f\u56e0\u6709\u54ea\u4e9b\uff1f<\/h3>\n\n\n\n<ul>\n<li>\u5e33\u6236\u70ba\u8b66\u793a\u5e33\u6236<\/li>\n\n\n\n<li><a href=\"https:\/\/www.moneybartender.com.tw\/jcic-knowledge\/%e5%85%8d%e8%81%af%e5%be%b5%e8%b2%b8%e6%ac%be\/\">\u806f\u5fb5\u6b21\u6578<\/a>\u88ab\u67e5\u8a62\u591a\u6b21<\/li>\n\n\n\n<li>\u7121\u85aa\u8f49\u7d00\u9304\u6216\u56fa\u5b9a\u5de5\u4f5c\u6536\u5165<\/li>\n\n\n\n<li>\u8ca0\u50b5\u9805\u76ee\u904e\u591a<\/li>\n\n\n\n<li>\u8fd1\u671f\u7533\u8acb\u904e\u8cb8\u6b3e(\u8eca\u8cb8\u3001\u4fe1\u8cb8)<\/li>\n\n\n\n<li>\u6709\u9072\u7e73\u6216\u4e0d\u7e73\u7d00\u9304<\/li>\n\n\n\n<li>\u4f7f\u7528\u904e\u4fe1\u7528\u5361\u9810\u501f\u73fe\u91d1<\/li>\n\n\n\n<li>\u623f\u50f9\u4e0b\u8dcc\uff0c\u623f\u5c4b\u50f9\u503c\u88ab\u9451\u5b9a\u70ba\u7121\u589e\u8cb8\u7a7a\u9593<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"1200\" height=\"600\" src=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/1-1.png\" alt=\"\u623f\u5c4b\u589e\u8cb8\u80fd\u8cb8\u591a\u5c11\uff1f\u5229\u7387\u3001\u9084\u6b3e\u5e74\u9650\u3001\u624b\u7e8c\u8cbb\u600e\u9ebc\u7b97\uff1f\" class=\"wp-image-1719\" srcset=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/1-1.png 1200w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/1-1-768x384.png 768w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/1-1-150x75.png 150w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/1-1-300x150.png 300w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/1-1-696x348.png 696w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/1-1-1068x534.png 1068w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u623f\u5c4b\u589e\u8cb8\u80fd\u8cb8\u591a\u5c11\uff1f\u5229\u7387\u3001\u9084\u6b3e\u5e74\u9650\u3001\u624b\u7e8c\u8cbb\u600e\u9ebc\u7b97\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\u9280\u884c\uff0f\u6a5f\u69cb<\/td><td>\u589e\u8cb8\u5229\u7387\uff08\u5e74\uff09<\/td><td>\u8cb8\u6b3e\u6210\u6578<\/td><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>\u624b\u7e8c\u8cbb\u7528&nbsp;<\/td><\/tr><tr><td>\u570b\u6cf0\u4e16\u83ef\u9280\u884c&nbsp;&nbsp;<\/td><td>\u7d04 2.72% \u8d77&nbsp;<\/td><td>\u6700\u9ad8 80%<\/td><td>\u6700\u9577 20 \u5e74<\/td><td>NT$5,000~20,000<\/td><\/tr><tr><td>\u6c38\u8c50\u9280\u884c&nbsp;<\/td><td>\u7d04 2.31% \u8d77<\/td><td>\u6700\u9ad8 85%<\/td><td>\u6700\u9577 20 \u5e74<\/td><td>NT$5,000~12,000<\/td><\/tr><tr><td>\u53f0\u65b0\u9280\u884c<\/td><td>\u7d04 2.85% \u8d77<\/td><td>\u6700\u9ad8 80%<\/td><td>\u6700\u9577 20 \u5e74<\/td><td>NT$8,000~10,000<\/td><\/tr><tr><td>\u5146\u8c50\u9280\u884c<\/td><td>\u7d04 2.43% \u8d77<\/td><td>\u6700\u9ad8 80%<\/td><td>\u6700\u9577 20 \u5e74<\/td><td>NT$5,000~8,000<\/td><\/tr><tr><td>\u4e2d\u570b\u4fe1\u8a17\u9280\u884c<\/td><td>\u7d04 2.68% \u8d77<\/td><td>\u6700\u9ad8 85%<\/td><td>\u6700\u9577 30 \u5e74<\/td><td>NT$8,000<\/td><\/tr><tr><td>\u7389\u5c71\u9280\u884c<\/td><td>\u7d04 2.74% \u8d77<\/td><td>\u8207\u539f\u8cb8\u63a5\u8fd1<\/td><td>\u6700\u9577 20 \u5e74<\/td><td>NT$8,000<\/td><\/tr><tr><td>\u5404\u5730\u8fb2\u6703\uff08\u5e73\u5747\uff09<\/td><td>\u7d04 1.56%\uff5e2.50% \u8d77<\/td><td>\u8996\u5730\u5340\u8207\u64d4\u4fdd<\/td><td>\u6700\u9577 20 \u5e74<\/td><td>NT$3,000~5,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u623f\u5c4b\u589e\u8cb8\u7684\u512a\u9ede\u8207\u7f3a\u9ede<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u623f\u5c4b\u589e\u8cb8\u7684\u5e38\u898b\u512a\u52e2<\/h3>\n\n\n\n<ul>\n<li>\u5e74\u5229\u7387\u6bd4\u5176\u4ed6\u8cb8\u6b3e\u8981\u4f4e<\/li>\n\n\n\n<li>\u9084\u6b3e\u5e74\u9650\u8f03\u9577<\/li>\n\n\n\n<li>\u984d\u5ea6\u6c92\u6709\u53d7\u5230DBR22\u500d\u9650\u5236<\/li>\n\n\n\n<li>\u7dda\u4e0a\u9810\u7d04\u53ca\u5c08\u4eba\u8a66\u7b97<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u6709\u54ea\u4e9b\u6f5b\u5728\u98a8\u96aa\u8207\u6ce8\u610f\u4e8b\u9805\uff1f<\/h3>\n\n\n\n<p>\u7533\u8acb\u4eba\u689d\u4ef6\u5be9\u6838\u6bd4\u8f03\u56b4\u8b39\uff0c\u52a0\u4e0a\u6bcf\u6708\u6708\u4ed8\u91d1\u6703\u518d\u589e\u52a0\uff0c\u9700\u8981\u8a55\u4f30\u904e\u500b\u4eba\u6536\u5165\u6263\u9664\u751f\u6d3b\u8cbb\u53ca\u5176\u4ed6\u9700\u6c42\u5f8c\uff0c\u80fd\u4e0d\u80fd\u8ca0\u64d4\u3002<\/p>\n\n\n\n<p>\u52a0\u4e0a\u7533\u8acb\u9280\u884c\u589e\u8cb8\u6642\uff0c\u5be6\u969b\u6838\u8cb8\u91d1\u984d\u53ef\u80fd\u4f4e\u65bc\u9810\u671f\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u623f\u5c4b\u589e\u8cb8 vs \u4fe1\u8cb8 vs \u4e8c\u80ce\uff0c\u8a72\u600e\u9ebc\u9078\uff1f<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td>\u623f\u5c4b\u589e\u8cb8<\/td><td>\u4fe1\u7528\u8cb8\u6b3e<\/td><td>\u623f\u5c4b\u4e8c\u80ce\u8cb8\u6b3e<\/td><\/tr><tr><td>\u62b5\u62bc\u54c1<\/td><td>\u4ee5\u623f\u5c4b\u70ba\u62b5\u62bc<\/td><td>\u7121\u9700\u62b5\u62bc\u54c1<\/td><td>\u623f\u5c4b\u518d\u505a\u7b2c\u4e8c\u9806\u4f4d\u62b5\u62bc<\/td><\/tr><tr><td>\u8cb8\u6b3e\u6210\u6578<\/td><td>\u623f\u5c4b\u7e3d\u50f9\u7d0480%<\/td><td>\u8996\u500b\u4eba\u4fe1\u7528\u800c\u5b9a<\/td><td>\u6700\u591a\u53ef\u9054\u623f\u5c4b\u7e3d\u50f9\u7684 120% \u4e0a\u9650<\/td><\/tr><tr><td>\u5229\u7387\u7bc4\u570d<\/td><td>\u7d04 1.8%\uff5e3% \u8d77<\/td><td>\u7d04 6%\uff5e15% \u8d77&nbsp;<\/td><td>\u7d04 3%\uff5e8% \u8d77<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>\u6700\u9577 20\uff5e30 \u5e74<\/td><td>\u6700\u9577\u7d04 7 \u5e74<\/td><td>\u901a\u5e38\u6700\u9577 10\uff5e15 \u5e74<\/td><\/tr><tr><td>\u8cc7\u683c\u9650\u5236<\/td><td>\u539f\u9280\u884c\u8fa6\u7406<\/td><td>\u53ea\u770b\u4fe1\u7528\u689d\u4ef6\uff0c\u9580\u6abb\u8f03\u4f4e<\/td><td>\u4fe1\u7528\u689d\u4ef6\uff0b\u623f\u5c4b\u72c0\u6cc1<\/td><\/tr><tr><td>\u9069\u5408\u5c0d\u8c61<\/td><td>\u6709\u623f\u8cb8\u4e2d\u4e14\u9700\u8cc7\u91d1\u518d\u5229\u7528\u8005<\/td><td>\u6c92\u6709\u62b5\u62bc\u54c1\u3001\u81e8\u6642\u8cc7\u91d1\u9700\u6c42\u8005<\/td><td>\u7121\u6cd5\u589e\u8cb8\u4f46\u53c8\u6025\u9700\u8cc7\u91d1\u8005<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u9322\u7de8\u5c0f\u63d0\u9192\uff1a\u82e5\u4f60\u5df2\u6709\u623f\u8cb8\u4e14\u4fe1\u7528\u826f\u597d\uff0c\u589e\u8cb8\u901a\u5e38\u662f\u6700\u7701\u5229\u606f\u7684\u9078\u64c7\uff1b\u82e5\u7121\u62b5\u62bc\u54c1\u6216\u53ea\u9700\u77ed\u671f\u8cc7\u91d1\uff0c\u4fe1\u7528\u8cb8\u6b3e\u8f03\u65b9\u4fbf\uff1b\u82e5\u9280\u884c\u4e0d\u9858\u589e\u8cb8\uff0c\u623f\u5c4b\u4e8c\u80ce\u5247\u662f\u53ef\u8003\u616e\u7684\u5f48\u6027\u65b9\u6848\u3002<\/p>\n\n\n\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<a href=\"https:\/\/www.moneybartender.com.tw\/houseloan\/%e5%9b%9e%e5%be%a9%e5%9e%8b%e6%88%bf%e8%b2%b8\/\">\u4f60\u77e5\u9053\u4ec0\u9ebc\u662f\u56de\u5fa9\u578b\u623f\u8cb8\u55ce\uff1f\u56de\u5fa9\u578b\u623f\u8cb8\u7684\u512a\u7f3a\u9ede\u6709\u54ea\u4e9b\uff1f<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"1200\" height=\"600\" src=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/4.png\" alt=\"\u623f\u5c4b\u589e\u8cb8\u8a50\u9a19\" class=\"wp-image-1720\" srcset=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/4.png 1200w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/4-768x384.png 768w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/4-150x75.png 150w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/4-300x150.png 300w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/4-696x348.png 696w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2025\/04\/4-1068x534.png 1068w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u907f\u514d\u623f\u5c4b\u589e\u8cb8\u8a50\u9a19\uff01\u4f60\u4e00\u5b9a\u8981\u77e5\u9053\u7684\u9632\u7bc4\u6280\u5de7<\/h2>\n\n\n\n<p>\u7533\u8acb\u623f\u5c4b\u589e\u8cb8\u6642\uff0c\u5982\u679c\u9047\u5230\u8a71\u8853\u8a87\u5927\u3001\u6d41\u7a0b\u4e0d\u6e05\u6216\u8981\u6c42\u79c1\u4e0b\u532f\u6b3e\uff0c\u5c31\u8981\u63d0\u9ad8\u8b66\u89ba\uff01<br>\u8fd1\u5e74\u5e38\u898b\u7684\u623f\u8cb8\u8a50\u9a19\u6848\u4f8b\u5c64\u51fa\u4e0d\u7aae\uff0c\u5c24\u5176\u662f\u900f\u904eLINE\u3001\u81c9\u66f8\u3001\u7c21\u8a0a\u806f\u7e6b\u7684\u8cb8\u6b3e\u5ee3\u544a\uff0c\u591a\u6578\u4f86\u81ea\u975e\u6cd5\u5730\u4e0b\u9322\u838a\u6216\u5047\u5192\u5408\u6cd5\u6a5f\u69cb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5e38\u898b\u8a50\u9a19\u624b\u6cd5\u8207\u8a71\u8853<\/h3>\n\n\n\n<ul>\n<li>\u5047\u5192\u9280\u884c\u6216\u8cb8\u6b3e\u5e73\u53f0\uff1a\u300c\u6211\u5011\u662f\u5408\u4f5c\u9280\u884c\u4ee3\u8fa6\uff0c\u53ef\u514d\u8cc7\u6599\u76f4\u63a5\u6838\u8cb8\u3002\u300d<\/li>\n\n\n\n<li>\u8d85\u4f4e\u5229\u7387\u8a98\u9a19\uff1a\u300c\u6708\u606f\u53ea\u89810.1%\uff0c\u99ac\u4e0a\u8cb8\u4f60300\u842c\u514d\u4fdd\u4eba\u3002\u300d<\/li>\n\n\n\n<li>\u8981\u6c42\u4e8b\u524d\u4ed8\u6b3e\uff1a\u300c\u5148\u532f\u4fdd\u8b49\u91d1\uff0f\u8a2d\u5b9a\u8cbb\uff0f\u67e5\u518a\u8cbb\u624d\u80fd\u9001\u4ef6\u3002\u300d<\/li>\n\n\n\n<li>\u975e\u672c\u4eba\u5e33\u6236\u64cd\u4f5c\uff1a\u300c\u7528\u4f60\u89aa\u53cb\u7684\u5e33\u6236\u4ee3\u6536\u6b3e\u6bd4\u8f03\u5feb\uff0c\u4e5f\u6bd4\u8f03\u4fdd\u5bc6\u3002\u300d<\/li>\n\n\n\n<li>LINE\u7c21\u8a0a\u8a50\u8cb8\u9023\u7d50\uff1a\u300c\u9ede\u64ca\u9019\u500b\u9023\u7d50\uff0c5\u5206\u9418\u7acb\u5373\u6838\u8cb8\u3002\u300d<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u5982\u4f55\u8fa8\u5225\u5408\u6cd5\u8cb8\u6b3e\u7ba1\u9053\uff1f<\/h3>\n\n\n\n<ul>\n<li>\u6709\u91d1\u878d\u76e3\u7406\u6a5f\u69cb\uff08\u9280\u884c\uff0f\u4fe1\u7528\u5408\u4f5c\u793e\uff0f\u8fb2\u6703\uff09\u6216\u5408\u6cd5\u878d\u8cc7\u516c\u53f8\u8eab\u5206<br><\/li>\n\n\n\n<li>\u80fd\u89aa\u7c3d\u5c0d\u4fdd\u3001\u6e05\u695a\u5217\u660e\u5229\u7387\u8207\u8cbb\u7528<br><\/li>\n\n\n\n<li>\u6709\u516c\u53f8\u767b\u8a18\u8b49\u660e\u3001\u4ee3\u66f8\uff0f\u91d1\u878d\u5c08\u54e1\u806f\u7d61\u65b9\u5f0f<br><\/li>\n\n\n\n<li>\u5408\u6cd5\u8cb8\u6b3e\u4e0d\u6703\u8981\u6c42\u300c\u4e8b\u524d\u6536\u8cbb\u300d\u3001\u300c\u4fdd\u8b49\u904e\u4ef6\u300d\u3001\u300c\u975e\u672c\u4eba\u5e33\u6236\u532f\u6b3e\u300d<br><\/li>\n<\/ul>\n\n\n\n<p>\u5408\u6cd5\u8cb8\u6b3e\u4e00\u5b9a\u6709\u6e05\u695a\u7684\u5951\u7d04\u6d41\u7a0b\u8207\u6536\u8cbb\u660e\u7d30\uff0c\u4e14\u4e0d\u5f97\u5728\u8cb8\u6b3e\u524d\u8981\u6c42\u5148\u4ed8\u4efb\u4f55\u6b3e\u9805\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9047\u5230\u8a50\u8cb8\u6216\u9ad8\u5229\u8a50\u9a19\u600e\u9ebc\u8fa6\uff1f<\/h3>\n\n\n\n<ul>\n<li>\u7b2c\u4e00\u6b65\uff1a\u7acb\u523b\u505c\u6b62\u806f\u7e6b\u4e26\u4fdd\u7559\u5c0d\u8a71\u7d00\u9304\uff08\u5305\u542b\u901a\u8a71\u3001\u7c21\u8a0a\u3001LINE \u5c0d\u8a71\uff09<br><\/li>\n\n\n\n<li>\u7b2c\u4e8c\u6b65\uff1a\u901a\u5831165\u9632\u8a50\u9a19\u5c08\u7dda<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>\u7b2c\u4e09\u6b65\uff1a\u5982\u6709\u8ca1\u640d\u6216\u5df2\u7c3d\u7d04\uff0c\u7acb\u5373\u5c0b\u6c42\u6cd5\u5f8b\u5354\u52a9<\/li>\n<\/ul>\n\n\n\n<p>\u5168\u570b\u9632\u8a50\u9a19\u5c08\u7dda\uff1a165<\/p>\n\n\n\n<p>\u5408\u6cd5\u8cb8\u6b3e\u67e5\u8a62\u5efa\u8b70\u900f\u904e\u91d1\u878d\u76e3\u7763\u7ba1\u7406\u59d4\u54e1\u6703<a href=\"https:\/\/www.fsc.gov.tw\/ch\/index.jsp\" target=\"_blank\" rel=\"noopener\">\uff08https:\/\/www.fsc.gov.tw\uff09<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u898b\u554f\u984cFAQ<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u8001\u5e74\u5c4b\u53ef\u4ee5\u505a\u623f\u5c4b\u589e\u8cb8\u55ce\uff1f<\/h3>\n\n\n\n<p>\u53ef\u4ee5\uff0c\u53ea\u8981\u9451\u5b9a\u904e\u5f8c\u9084\u6709\u5e02\u503c\uff0c\u90fd\u662f\u53ef\u4ee5\u505a\u623f\u5c4b\u589e\u8cb8\u6216\u623f\u5c4b\u8cb8\u6b3e\u7684\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u65b0\u6210\u5c4b\u53ef\u4ee5\u505a\u589e\u8cb8\u55ce?<\/h3>\n\n\n\n<p>\u65b0\u6210\u5c4b\u82e5\u8cb8\u6b3e\u5df2\u6b63\u5e38\u7e73\u7d0d\u4e00\u5e74\u4ee5\u4e0a\uff0c\u901a\u5e38\u53ef\u8003\u616e\u7533\u8acb\u589e\u8cb8\u3002\u82e5\u525b\u8cb8\u6b3e\u5f8c\u53c8\u7acb\u5373\u7533\u8acb\uff0c\u9280\u884c\u53ef\u80fd\u6703\u8a55\u4f30\u70ba\u98a8\u96aa\u8f03\u9ad8\u7684\u72c0\u6cc1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u589e\u8cb8\u6703\u5f71\u97ff\u6211\u7684\u4fe1\u7528\u689d\u4ef6\u55ce\uff1f<\/h3>\n\n\n\n<p>\u6703\u6709\u5f71\u97ff\uff0c\u82e5\u77ed\u671f\u5167\u518d\u7533\u8acb\u5176\u4ed6\u8cb8\u6b3e\uff0c\u53ef\u80fd\u56e0\u70ba\u806f\u5fb5\u67e5\u8a62\u6b21\u6578\u904e\u591a\u6216\u8ca0\u50b5\u6bd4\u904e\u9ad8\u800c\u906d\u62d2\u3002\u82e5\u5df2\u7533\u8acb\u5176\u4ed6\u8cb8\u6b3e\u4e26\u901a\u904e\uff0c\u5f8c\u7e8c\u5728\u505a\u623f\u5c4b\u589e\u8cb8\uff0c\u4fe1\u7528\u53ef\u662f\u6703\u88ab\u5927\u5927\u6263\u5206\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u623f\u5c4b\u8cb8\u6b3e\u9084\u6b3e\u5e74\u9650\u6700\u9577\u591a\u4e45\uff1f<\/h3>\n\n\n\n<p>\u770b\u8cb8\u6b3e\u6a5f\u69cb\uff0c\u6700\u9577\u7684\u9084\u6b3e\u671f\u9650\u670930-40\u5e74\u9593\u3002<\/p>\n\n\n\n<h3 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href=\"https:\/\/www.moneybartender.com.tw\/creditloan\/%e7%8e%8b%e9%81%93%e9%8a%80%e8%a1%8c%e4%bf%a1%e8%b2%b8\/\">\u738b\u9053\u9280\u884c\u4fe1\u8cb8\u597d\u904e\u55ce\uff1f\u6eff\u8db3\u300c3\u689d\u4ef6\u300d\u8b93\u4f60\u4fe1\u8cb8\u5229\u7387\u66f4\u597d\uff01\u8f15\u9b06\u904e\u4ef6\uff01<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.moneybartender.com.tw\/creditloan\/%e5%85%ac%e5%8b%99%e4%ba%ba%e5%93%a1%e8%b2%b8%e6%ac%be\/\" data-type=\"link\" data-id=\"https:\/\/www.moneybartender.com.tw\/creditloan\/%e5%85%ac%e5%8b%99%e4%ba%ba%e5%93%a1%e8%b2%b8%e6%ac%be\/\">\u3010\u516c\u52d9\u4eba\u54e1\u4fe1\u8cb8\u3011\u5927\u63ed\u5bc6\uff01\u516c\u52d9\u4eba\u54e1\u5230\u5e95\u548c\u4f01\u696d\u54e1\u5de5\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1f<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.moneybartender.com.tw\/houseloan\/affordable-house\/\" data-type=\"link\" data-id=\"https:\/\/www.moneybartender.com.tw\/houseloan\/affordable-house\/\">2025 \u53f0\u7063\u91d1\u806f\u91cb\u51fa 100 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data-id=\"https:\/\/www.moneybartender.com.tw\/houseloan\/%e6%88%bf%e8%b2%b8%e8%81%af%e5%be%b5\/\">\u623f\u8cb8\u806f\u5fb5\u8981\u591a\u4e45\uff1f\u4fe1\u7528\u5e7e\u5206\u624d\u597d\uff1f\u5c0f\u5fc3\u806f\u5fb5\u56de\u67e5\uff01400\u5206\u592a\u4f4e\u600e\u8fa6\uff1f<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u623f\u5c4b\u589e\u8cb8\u662f\u4e00\u7a2e\u8b93\u73fe\u6709\u623f\u8cb8\u518d\u5ea6\u904b\u7528\u8cc7\u91d1\u7684\u65b9\u5f0f\uff0c\u7121\u8ad6\u662f\u60f3\u6574\u5408\u50b5\u52d9\u3001\u8cc7\u91d1\u9031\u8f49\uff0c\u6216\u7528\u65bc\u88dd\u6f62\u8207\u6295\u8cc7\uff0c\u90fd\u5fc5\u9808\u5148\u4e86\u89e3\u623f\u5c4b\u589e\u8cb8\u689d\u4ef6\u8207\u7533\u8acb\u6d41\u7a0b\u3002\u5982\u679c\u4f60\u5c0d\u300c\u8f49\u589e\u8cb8\u300d\u611f\u5230\u6df7\u6dc6\uff0c\u6216\u4e0d\u78ba\u5b9a\u81ea\u5df1\u662f\u5426\u7b26\u5408\u8cc7\u683c\uff0c\u90a3\u9019\u7bc7\u6587\u7ae0\u6703\u662f\u4f60\u7684\u6700\u4f73\u5165\u9580\u6307\u5357\u3002<\/p>\n","protected":false},"author":6,"featured_media":1716,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[95],"tags":[127,118],"acf":[],"_links":{"self":[{"href":"https:\/\/www.moneybartender.com.tw\/api\/wp\/v2\/posts\/1714"}],"collection":[{"href":"https:\/\/www.moneybartender.com.tw\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.moneybartender.com.tw\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.moneybartender.com.tw\/api\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.moneybartender.com.tw\/api\/wp\/v2\/comments?post=1714"}],"version-history":[{"count":0,"href":"https:\/\/www.moneybartender.com.tw\/api\/wp\/v2\/posts\/1714\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.moneybartender.com.tw\/api\/wp\/v2\/media\/1716"}],"wp:attachment":[{"href":"https:\/\/www.moneybartender.com.tw\/api\/wp\/v2\/media?parent=1714"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.moneybartender.com.tw\/api\/wp\/v2\/categories?post=1714"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.moneybartender.com.tw\/api\/wp\/v2\/tags?post=1714"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}