{"id":1326,"date":"2024-01-19T17:42:10","date_gmt":"2024-01-19T09:42:10","guid":{"rendered":"https:\/\/www.moneybartender.com.tw\/?p=1326"},"modified":"2024-01-22T09:49:56","modified_gmt":"2024-01-22T01:49:56","slug":"%e8%87%aa%e5%82%99%e6%ac%be%e4%b8%8d%e8%b6%b3","status":"publish","type":"post","link":"https:\/\/www.moneybartender.com.tw\/houseloan\/%e8%87%aa%e5%82%99%e6%ac%be%e4%b8%8d%e8%b6%b3\/","title":{"rendered":"\u81ea\u5099\u6b3e\u4e0d\u8db3\uff0c\u8cb7\u623f\u5922\u788e\uff1f\u5225\u7070\u5fc3\uff0c5\u500b\u89e3\u6c7a\u65b9\u6848\u52a9\u4f60\u5713\u5922\uff01"},"content":{"rendered":"\n<p>\u8cb7\u623f\u662f\u8a31\u591a\u4eba\u7684\u5922\u60f3\uff0c\u4f46\u623f\u50f9\u9ad8\u6f32\uff0c\u81ea\u5099\u6b3e\u4e0d\u8db3\u6210\u4e86\u8a31\u591a\u4eba\u8cb7\u623f\u7684\u4e00\u5927\u963b\u7919\u3002<\/p>\n\n\n\n<p>\u81ea\u5099\u6b3e\u4e0d\u8db3\uff0c\u771f\u7684\u5c31\u53ea\u80fd\u653e\u68c4\u8cb7\u623f\u5922\u4e86\u55ce\uff1f<\/p>\n\n\n\n<p>\u7576\u7136\u4e0d\u662f\uff01\u4ee5\u4e0b\u63d0\u4f9b5\u500b\u89e3\u6c7a\u65b9\u6848\uff0c\u52a9\u4f60\u5713\u5922\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u81ea\u5099\u6b3e\u662f\u4ec0\u9ebc\uff1f\u70ba\u4ec0\u9ebc\u8cb7\u623f\u8981\u81ea\u5099\u6b3e\uff1f<\/h2>\n\n\n\n<p>\u81ea\u5099\u6b3e\u53c8\u7a31<strong>\u982d\u671f\u6b3e<\/strong>\uff0c\u662f\u6307\u8cfc\u8cb7\u623f\u5c4b\u6642\uff0c\u8cfc\u5c4b\u4eba\u5fc5\u9808\u81ea\u638f\u8170\u5305\u652f\u4ed8\u7684\u8cfc\u5c4b\u6b3e\u9805\uff0c\u5176\u9918\u90e8\u5206\u624d\u53ef\u4ee5\u5411\u9280\u884c\u8cb8\u6b3e\u3002\u81ea\u5099\u6b3e\u7684\u6bd4\u4f8b\u901a\u5e38\u6703\u7531\u9280\u884c\u5be9\u6838\u5f8c\u6c7a\u5b9a\uff0c\u4e00\u822c\u800c\u8a00\uff0c\u81ea\u5099\u6b3e\u6bd4\u4f8b\u8d8a\u9ad8\uff0c\u9280\u884c\u9858\u610f\u8cb8\u6b3e\u7684\u6a5f\u6703\u5c31\u8d8a\u9ad8\u3002<\/p>\n\n\n\n<p>\u81ea\u5099\u6b3e\u53ef\u4ee5\u964d\u4f4e\u623f\u8cb8\u98a8\u96aa\uff0c\u81ea\u5099\u6b3e\u6bd4\u4f8b\u8d8a\u9ad8\uff0c\u8cfc\u5c4b\u4eba\u627f\u64d4\u7684\u623f\u8cb8\u98a8\u96aa\u5c31\u8d8a\u4f4e\u3002\u56e0\u70ba\u81ea\u5099\u6b3e\u8d8a\u9ad8\uff0c\u8cfc\u5c4b\u4eba\u9700\u8981\u5411\u9280\u884c\u8cb8\u6b3e\u7684\u91d1\u984d\u5c31\u8d8a\u5c11\uff0c\u56e0\u6b64\u6bcf\u6708\u7684\u623f\u8cb8\u8ca0\u64d4\u4e5f\u6703\u8d8a\u8f15\u3002<\/p>\n\n\n\n<p>\u4f8b\u5982\uff0c\u8cfc\u5c4b\u4eba\u8cfc\u8cb7\u4e00\u9593\u7e3d\u50f9\u70ba\u65b0\u53f0\u5e631,000\u842c\u5143\u7684\u623f\u5c4b\uff0c\u81ea\u5099\u6b3e\u6bd4\u4f8b\u70ba20%\uff0c\u5247\u81ea\u5099\u6b3e\u91d1\u984d\u70ba\u65b0\u53f0\u5e63200\u842c\u5143\uff0c\u8cb8\u6b3e\u91d1\u984d\u70ba\u65b0\u53f0\u5e63800\u842c\u5143\u3002\u6bcf\u500b\u6708\u7684\u623f\u8cb8\u672c\u606f\u6524\u9084\u7d04\u70ba\u65b0\u53f0\u5e633.5\u842c\u5143\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u8cfc\u5c4b\u4eba\u81ea\u5099\u6b3e\u6bd4\u4f8b\u70ba30%\uff0c\u5247\u81ea\u5099\u6b3e\u91d1\u984d\u70ba\u65b0\u53f0\u5e63300\u842c\u5143\uff0c\u8cb8\u6b3e\u91d1\u984d\u70ba\u65b0\u53f0\u5e63700\u842c\u5143\u3002\u6bcf\u500b\u6708\u7684\u623f\u8cb8\u672c\u606f\u6524\u9084\u7d04\u70ba\u65b0\u53f0\u5e632.9\u842c\u5143\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"1200\" height=\"800\" src=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment03.jpg\" alt=\"\u81ea\u5099\u6b3e\u4e0d\u8db3\uff5c\u81ea\u5099\u6b3e\u662f\u4ec0\u9ebc\uff1f\u70ba\u4ec0\u9ebc\u8cb7\u623f\u8981\u81ea\u5099\u6b3e\uff1f\" class=\"wp-image-1330\" srcset=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment03.jpg 1200w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment03-768x512.jpg 768w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment03-150x100.jpg 150w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment03-300x200.jpg 300w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment03-696x464.jpg 696w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment03-1068x712.jpg 1068w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment03-600x400.jpg 600w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u81ea\u5099\u6b3e\u4e0d\u8db3\uff0c\u6709\u54ea\u4e9b\u539f\u56e0\uff1f<\/h2>\n\n\n\n<p>\u4f54\u623f\u50f9\u768420%-30%\u3002\u81ea\u5099\u6b3e\u4e0d\u8db3\u662f\u8a31\u591a\u4eba\u8cb7\u623f\u6642\u9762\u81e8\u7684\u56f0\u5883\uff0c\u4e3b\u8981\u6709\u4ee5\u4e0b\u5e7e\u500b\u539f\u56e0\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u500b\u4eba\u56e0\u7d20<\/h3>\n\n\n\n<ul>\n<li>\u6536\u5165\u4e0d\u8db3<br>\u8fd1\u5e74\u4f86\uff0c\u53f0\u7063\u7684\u85aa\u8cc7\u6210\u9577\u7de9\u6162\uff0c\u8a31\u591a\u4eba\u6536\u5165\u4e0d\u7a69\u5b9a\uff0c\u7121\u6cd5\u5728\u77ed\u6642\u9593\u5167\u5b58\u5230\u8db3\u5920\u7684\u81ea\u5099\u6b3e\u3002\u5c24\u5176\u662f\u5728\u8077\u5834\u65b0\u9bae\u4eba\u3001\u81ea\u7531\u5de5\u4f5c\u8005\u3001\u6536\u5165\u4e0d\u9ad8\u7684\u65cf\u7fa4\uff0c\u66f4\u5bb9\u6613\u9762\u81e8\u81ea\u5099\u6b3e\u4e0d\u8db3\u7684\u554f\u984c\u3002<\/li>\n\n\n\n<li>\u6d88\u8cbb\u7fd2\u6163\u4e0d\u826f<br>\u6709\u4e9b\u4eba\u6709\u8ffd\u6c42\u9ad8\u54c1\u8cea\u751f\u6d3b\u7684\u6d88\u8cbb\u7fd2\u6163\uff0c\u559c\u6b61\u8cfc\u8cb7\u540d\u724c\u5546\u54c1\u3001\u51fa\u570b\u65c5\u904a\u7b49\u3002\u9019\u4e9b\u6d88\u8cbb\u884c\u70ba\u6703\u5c0e\u81f4\u8ca1\u5bcc\u7a4d\u7d2f\u7de9\u6162\uff0c\u81ea\u5099\u6b3e\u4e0d\u8db3\u3002<\/li>\n\n\n\n<li>\u751f\u6d3b\u8cbb\u9ad8<br>\u73fe\u4ee3\u4eba\u751f\u6d3b\u958b\u92b7\u9f90\u5927\uff0c\u9664\u4e86\u623f\u79df\u3001\u6c34\u96fb\u3001\u4ea4\u901a\u7b49\u57fa\u672c\u958b\u92b7\u4e4b\u5916\uff0c\u9084\u6709\u6559\u80b2\u3001\u91ab\u7642\u3001\u5a1b\u6a02\u7b49\u652f\u51fa\u3002\u9019\u4e9b\u958b\u92b7\u90fd\u6703\u4f54\u7528\u500b\u4eba\u53ef\u652f\u914d\u6536\u5165\uff0c\u56e0\u6b64\u96e3\u4ee5\u5b58\u5230\u8db3\u5920\u7684\u81ea\u5099\u6b3e\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u74b0\u5883\u56e0\u7d20<\/h3>\n\n\n\n<ul>\n<li>\u623f\u50f9\u9ad8<br>\u623f\u50f9\u9ad8\u6602\uff0c\u5c0e\u81f4\u81ea\u5099\u6b3e\u9700\u6c42\u589e\u52a0\u3002\u6839\u64da<a href=\"https:\/\/pip.moi.gov.tw\/V3\/E\/SCRE0305.aspx#\" target=\"_blank\" rel=\"noopener\">\u5167\u653f\u90e8\u7d71\u8a08<\/a>\uff0c2023\u5e74\u7b2c\u4e09\u5b63\u7684\u5e73\u5747\u623f\u50f9\u70ba\u6bcf\u576a32.49\u842c\u5143\uff0c\u8f032022\u5e74\u540c\u671f\u4e0a\u6f324.6%\u3002\u623f\u50f9\u9ad8\u6f32\uff0c\u5c0e\u81f4\u81ea\u5099\u6b3e\u9700\u6c42\u589e\u52a0\uff0c\u4e5f\u8b93\u8a31\u591a\u6c11\u773e\u671b\u5c4b\u8208\u5606\u3002<\/li>\n\n\n\n<li>\u623f\u5c4b\u689d\u4ef6\u5dee<br>\u623f\u5c4b\u5c4b\u9f61\u8001\u820a\u3001\u683c\u5c40\u4e0d\u4f73\u3001\u4f4d\u8655\u504f\u9060\u7b49\uff0c\u5c0e\u81f4\u9280\u884c\u8cb8\u6b3e\u6210\u6578\u8f03\u4f4e\u3002\u9280\u884c\u5728\u5be9\u6838\u623f\u8cb8\u6642\uff0c\u6703\u8003\u91cf\u623f\u5c4b\u7684\u689d\u4ef6\uff0c\u5982\u5c4b\u9f61\u3001\u683c\u5c40\u3001\u5730\u6bb5\u7b49\uff0c\u82e5\u623f\u5c4b\u689d\u4ef6\u8f03\u5dee\uff0c\u9280\u884c\u53ef\u80fd\u6703\u964d\u4f4e\u8cb8\u6b3e\u6210\u6578\uff0c\u5c0e\u81f4\u81ea\u5099\u6b3e\u9700\u6c42\u589e\u52a0\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u81ea\u5099\u6b3e\u8981\u591a\u5c11\uff1f\u770b\u9019\u88e1\uff01<\/h2>\n\n\n\n<p>\u81ea\u5099\u6b3e\u7684\u5be6\u969b\u91d1\u984d\u6703\u4f9d\u64da\u8cfc\u5c4b\u4eba\u689d\u4ef6\u3001\u623f\u5c4b\u985e\u578b\u3001\u5730\u6bb5\u7b49\u56e0\u7d20\u800c\u6709\u6240\u4e0d\u540c\u3002\u4f8b\u5982\uff0c\u9996\u8cfc\u65cf\u3001\u623f\u5c4b\u7e3d\u50f9\u8f03\u9ad8\u3001\u5730\u6bb5\u8f03\u597d\u7684\u7269\u4ef6\uff0c\u81ea\u5099\u6b3e\u53ef\u80fd\u9700\u8981\u66f4\u591a\u3002<\/p>\n\n\n\n<p>\u4e2d\u53e4\u5c4b\u548c\u9810\u552e\u5c4b\u5728\u81ea\u5099\u6b3e\u65b9\u9762\u6709\u6240\u4e0d\u540c\u3002\u4e2d\u53e4\u5c4b\u7684\u81ea\u5099\u6b3e\u6bd4\u4f8b\u901a\u5e38\u8f03\u9ad8\uff0c\u7d04\u4f54\u623f\u5c4b\u7e3d\u50f9\u768420%\u81f340%\u3002\u9019\u662f\u56e0\u70ba\u4e2d\u53e4\u5c4b\u7684\u5c4b\u9f61\u8f03\u9ad8\uff0c\u53ef\u80fd\u9700\u8981\u9032\u884c\u4fee\u7e55\u6216\u88dd\u6f62\uff0c\u56e0\u6b64\u8cfc\u5c4b\u4eba\u9700\u8981\u591a\u6e96\u5099\u4e00\u4e9b\u81ea\u5099\u6b3e\u3002<\/p>\n\n\n\n<p>\u9810\u552e\u5c4b\u7684\u81ea\u5099\u6b3e\u6bd4\u4f8b\u901a\u5e38\u8f03\u4f4e\uff0c\u7d04\u4f54\u623f\u5c4b\u7e3d\u50f9\u768420%\u81f330%\u3002\u9019\u662f\u56e0\u70ba\u9810\u552e\u5c4b\u9084\u672a\u84cb\u597d\uff0c\u8cfc\u5c4b\u4eba\u53ef\u4ee5\u5206\u671f\u4ed8\u6b3e\uff0c\u56e0\u6b64\u81ea\u5099\u6b3e\u7684\u58d3\u529b\u8f03\u5c0f\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>\u623f\u5c4b\u985e\u578b<\/td><td><strong>\u9810\u552e\u5c4b<\/strong><\/td><td><strong>\u4e2d\u53e4\u5c4b<\/strong><\/td><\/tr><tr><td>\u623f\u50f9<\/td><td>\u8f03\u9ad8<\/td><td>\u8f03\u4f4e<\/td><\/tr><tr><td>\u982d\u671f\u6b3e<\/td><td>20%-30%<\/td><td>20%-40%<\/td><\/tr><tr><td>\u4ed8\u6b3e\u671f\u9650<\/td><td>\u5206\u671f\u4ed8\u6b3e<\/td><td>\u901a\u5e38\u7d041~2\u500b\u6708\u5167\u9808\u4ed8\u6e05<\/td><\/tr><tr><td>\u7dad\u8b77\u6210\u672c<\/td><td>\u8f03\u4f4e<\/td><td>\u8f03\u9ad8<\/td><\/tr><tr><td>\u7a05\u52d9\u8ca0\u64d4<\/td><td>\u8f03\u9ad8<\/td><td>\u8f03\u4f4e<\/td><\/tr><tr><td>\u512a\u9ede<\/td><td>1.\u982d\u671f\u6b3e\u6210\u6578\u4f4e\uff0c\u521d\u671f\u5099\u6b3e\u8f03\u8f15\u9b06<br>2.\u63d0\u4f9b\u5be6\u54c1\u5c4b\u4f9b\u53c3\u89c0\uff0c\u8b93\u8cfc\u623f\u8005\u80fd\u5920\u5be6\u969b\u4e86\u89e3\u623f\u5c4b\u73fe\u6cc1<br>3.\u5728\u65bd\u5de5\u524d\u6709\u5f48\u6027\u8abf\u6574\u683c\u5c40\u7684\u6a5f\u6703\uff0c\u4ee5\u6eff\u8db3\u500b\u4eba\u559c\u597d<br>4.\u5bb9\u6613\u638c\u63e1\u623f\u5c4b\u72c0\u6cc1\u548c\u5468\u570d\u74b0\u5883\u80fd\u5920\u7cbe\u78ba\u4f30\u7b97\u8cb8\u6b3e\u8ca0\u64d4<\/td><td>1.\u623f\u50f9\u76f8\u5c0d\u8f03\u7d93\u6fdf\u5be6\u60e0\u63d0\u4f9b\u5be6\u969b\u5c4b\u6cc1\u53c3\u8003<br>2.\u53ef\u5be6\u5730\u8003\u5bdf\u5bb9\u6613\u4e86\u89e3\u623f\u5c4b\u6b77\u53f2\u3001\u5468\u908a\u74b0\u5883\u8207\u5b78\u5340\u7b49<\/td><\/tr><tr><td>\u7f3a\u9ede<\/td><td>1.\u623f\u5c4b\u50f9\u683c\u76f8\u5c0d\u8f03\u9ad8<br>2.\u7f3a\u4e4f\u5be6\u54c1\u5c4b\u53ef\u53c3\u89c0\uff0c\u53ef\u80fd\u5c0e\u81f4\u5be6\u969b\u4ea4\u5c4b\u8207\u5408\u7d04\u4e0d\u7b26\u7684\u98a8\u96aa<br>3.\u65bd\u5de5\u671f\u8f03\u9577\uff0c\u4e14\u53ef\u80fd\u9762\u81e8\u5efa\u5546\u5012\u9589\u7684\u98a8\u96aa<br>4.\u96e3\u4ee5\u7cbe\u78ba\u4f30\u7b97\u8cb8\u6b3e\u8ca0\u64d4<\/td><td>1.\u982d\u671f\u6b3e\u6210\u6578\u8f03\u9ad8\uff0c\u9700\u8981\u8f03\u5927\u7684\u521d\u671f\u8cc7\u91d1\u6295\u5165<br>2.\u9ad8\u9f61\u4e2d\u53e4\u5c4b\u53ef\u80fd\u9700\u8981\u984d\u5916\u8ca0\u64d4\u4fee\u7e55\u548c\u88dd\u6f62\u8cbb\u7528<\/td><\/tr><tr><td>\u9069\u5408\u65cf\u7fa4<\/td><td>\u81ea\u5099\u6b3e\u4e0d\u8db3\u3001\u98a8\u96aa\u61c9\u8b8a\u80fd\u529b\u8f03\u9ad8<\/td><td>\u81ea\u5099\u6b3e\u5bec\u88d5\u3001\u98a8\u96aa\u61c9\u8b8a\u80fd\u529b\u8f03\u4e0d\u8db3<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-background\" style=\"background-color:#abb7c221\">\u63a8\u85a6\u95b1\u8b80\uff1a<br><a href=\"https:\/\/www.moneybartender.com.tw\/houseloan\/%e8%80%81%e5%b1%8b%e8%b2%b8%e6%ac%be\/\">\u8001\u5c4b\u8cb8\u6b3e\u5168\u653b\u7565\uff015\u5206\u9418\u770b\u61c2\u6d41\u7a0b\u3001\u7ba1\u9053\u3001\u5229\u7387<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u7121\u81ea\u5099\u6b3e\u8cb7\u623f\u98a8\u96aa\u9ad8\uff1f<\/h2>\n\n\n\n<p>\u5728\u53f0\u7063\uff0c\u623f\u50f9\u5c45\u9ad8\u4e0d\u4e0b\uff0c\u4e0d\u5c11\u4eba\u8cb7\u623f\u6642\u90fd\u6703\u9762\u81e8\u81ea\u5099\u6b3e\u4e0d\u8db3\u7684\u554f\u984c\u3002\u8fd1\u5e74\u4f86\uff0c\u4e5f\u51fa\u73fe\u4e86\u4e0d\u5c11\u300c\u96f6\u81ea\u5099\u6b3e\u8cb7\u623f\u300d\u7684\u65b9\u6848\uff0c\u8b93\u8a31\u591a\u4eba\u8e8d\u8e8d\u6b32\u8a66\u3002\u4e0d\u904e\uff0c\u7121\u81ea\u5099\u6b3e\u8cb7\u623f\u771f\u7684\u5212\u7b97\u55ce\uff1f\u5176\u5be6\uff0c\u7121\u81ea\u5099\u6b3e\u8cb7\u623f\u7684\u98a8\u96aa\u76f8\u7576\u9ad8\uff0c\u4ee5\u4e0b\u5217\u51fa\u5e7e\u9805\u4e3b\u8981\u7684\u98a8\u96aa\uff1a<\/p>\n\n\n\n<ol>\n<li>\u6708\u4ed8\u8ca0\u64d4\u5927<br>\u7121\u81ea\u5099\u6b3e\u8cb7\u623f\uff0c\u4ee3\u8868\u8cfc\u5c4b\u4eba\u9700\u8981\u8cb8\u6b3e\u7684\u6bd4\u4f8b\u66f4\u9ad8\u3002\u4ee5\u4e00\u9593\u7e3d\u50f91,000\u842c\u5143\u7684\u623f\u5c4b\u70ba\u4f8b\uff0c\u5982\u679c\u81ea\u5099\u6b3e\u53ea\u6709100\u842c\u5143\uff0c\u90a3\u9ebc\u9700\u8981\u8cb8\u6b3e900\u842c\u5143\u3002\u5982\u679c\u8cb8\u6b3e30\u5e74\u5229\u7387\u70ba2%\uff0c\u6708\u4ed8\u672c\u606f\u5c07\u9ad8\u905433,000\u5143\u3002\u5982\u679c\u8cfc\u5c4b\u4eba\u6708\u85aa\u53ea\u67096\u842c\u5143\uff0c\u90a3\u9ebc\u6708\u4ed8\u8ca0\u64d4\u5c07\u9ad8\u905455%\u3002\u5982\u679c\u672a\u4f86\u5de5\u4f5c\u4e0d\u7a69\u5b9a\u6216\u6536\u5165\u6e1b\u5c11\uff0c\u6050\u6015\u5c07\u96e3\u4ee5\u8ca0\u64d4\u623f\u8cb8\u3002<\/li>\n\n\n\n<li>\u7121\u6cd5\u7d2f\u7a4d\u8cc7\u7522<br>\u5982\u679c\u8cfc\u5c4b\u4eba\u6c92\u6709\u81ea\u5099\u6b3e\uff0c\u90a3\u9ebc\u5728\u9084\u6e05\u623f\u8cb8\u4e4b\u524d\uff0c\u8cfc\u5c4b\u4eba\u5c07\u7121\u6cd5\u64c1\u6709\u623f\u5c4b\u7684\u6240\u6709\u6b0a\u3002\u8cfc\u5c4b\u4eba\u6bcf\u6708\u652f\u4ed8\u7684\u623f\u8cb8\uff0c\u5be6\u969b\u4e0a\u662f\u5c07\u623f\u5c4b\u7684\u50f9\u503c\u8f49\u79fb\u7d66\u9280\u884c\u3002\u5982\u679c\u8cfc\u5c4b\u4eba\u6c92\u6709\u8db3\u5920\u7684\u6536\u5165\uff0c\u53ef\u80fd\u7121\u6cd5\u5728\u9000\u4f11\u524d\u9084\u6e05\u623f\u8cb8\u3002<\/li>\n\n\n\n<li>\u5fc3\u7406\u58d3\u529b\u5927<br>\u7121\u81ea\u5099\u6b3e\u8cb7\u623f\u7684\u6708\u4ed8\u8ca0\u64d4\u5f80\u5f80\u5f88\u5927\uff0c\u8cfc\u5c4b\u4eba\u53ef\u80fd\u6703\u56e0\u6b64\u627f\u53d7\u5de8\u5927\u7684\u5fc3\u7406\u58d3\u529b\u3002\u5982\u679c\u5de5\u4f5c\u4e0d\u9806\u5229\u6216\u5bb6\u5ead\u767c\u751f\u8b8a\u6545\uff0c\u8cfc\u5c4b\u4eba\u53ef\u80fd\u6703\u56e0\u6b64\u7522\u751f\u7126\u616e\u3001\u6050\u614c\u7b49\u60c5\u7dd2\u3002<\/li>\n\n\n\n<li>\u5176\u4ed6\u8cbb\u7528<br>\u9664\u4e86\u8cfc\u5c4b\u672c\u91d1\u548c\u5229\u606f\u4e4b\u5916\uff0c\u8cfc\u5c4b\u4eba\u9084\u9700\u8981\u652f\u4ed8\u5176\u4ed6\u8cbb\u7528\uff0c\u4f8b\u5982\u5951\u7a05\u3001\u5370\u82b1\u7a05\u3001\u767b\u8a18\u898f\u8cbb\u3001\u62b5\u62bc\u8a2d\u5b9a\u3001\u4ef2\u4ecb\u8cbb\u3001\u5730\u9707\u96aa\u7b49\u3002\u9019\u4e9b\u8cbb\u7528\u52a0\u8d77\u4f86\u53ef\u80fd\u4e5f\u9700\u8981\u6578\u5341\u842c\u5143\u3002\u5982\u679c\u8cfc\u5c4b\u4eba\u6c92\u6709\u8db3\u5920\u7684\u5b58\u6b3e\uff0c\u53ef\u80fd\u9700\u8981\u518d\u5411\u9280\u884c\u6216\u6c11\u9593\u501f\u6b3e\uff0c\u589e\u52a0\u8ca1\u52d9\u8ca0\u64d4\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u56e0\u6b64\uff0c\u7121\u81ea\u5099\u6b3e\u8cb7\u623f\u524d\uff0c\u8cfc\u5c4b\u4eba\u61c9\u8a72\u4ed4\u7d30\u8a55\u4f30\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u3002<strong>\u5982\u679c\u7121\u6cd5\u8ca0\u64d4\u9ad8\u984d\u7684\u6708\u4ed8\u6216\u627f\u64d4\u623f\u50f9\u4e0b\u8dcc\u7684\u98a8\u96aa\uff0c\u90a3\u9ebc\u5efa\u8b70\u9084\u662f\u5148\u5b58\u597d\u81ea\u5099\u6b3e\u518d\u8cb7\u623f\u3002<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"1200\" height=\"800\" src=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment01.jpg\" alt=\"\u7121\u81ea\u5099\u6b3e\u8cb7\u623f\u98a8\u96aa\u9ad8\uff1f\" class=\"wp-image-1328\" srcset=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment01.jpg 1200w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment01-768x512.jpg 768w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment01-150x100.jpg 150w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment01-300x200.jpg 300w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment01-696x464.jpg 696w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment01-1068x712.jpg 1068w, https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment01-600x400.jpg 600w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u81ea\u5099\u6b3e\u4e0d\u8db3\u600e\u9ebc\u8fa6\uff1f<\/h2>\n\n\n\n<p>\u81ea\u5099\u6b3e\u4e0d\u8db3\u662f\u8a31\u591a\u4eba\u8cb7\u623f\u6642\u9762\u81e8\u7684\u56f0\u5883\uff0c\u4ee5\u4e0b\u63d0\u4f9b5\u500b\u89e3\u6c7a\u65b9\u6848\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u964d\u4f4e\u8cfc\u5c4b\u6a19\u6e96<\/h3>\n\n\n\n<p>\u81ea\u5099\u6b3e\u4e0d\u8db3\u6700\u76f4\u63a5\u7684\u89e3\u6c7a\u65b9\u6cd5\uff0c\u5c31\u662f\u964d\u4f4e\u8cfc\u5c4b\u6a19\u6e96\u3002\u4f8b\u5982\uff0c\u53ef\u4ee5\u8003\u616e\u8cfc\u8cb7\u7e3d\u50f9\u8f03\u4f4e\u7684\u623f\u5b50\u3001\u4f4d\u65bc\u975e\u71b1\u9580\u5340\u57df\u7684\u623f\u5b50\u3001\u6216\u576a\u6578\u8f03\u5c0f\u7684\u623f\u5b50\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5ef6\u9577\u8cb8\u6b3e\u5e74\u9650<\/h3>\n\n\n\n<p>\u5982\u679c\u7121\u6cd5\u964d\u4f4e\u8cfc\u5c4b\u6a19\u6e96\uff0c\u4e5f\u53ef\u4ee5\u8003\u616e\u7533\u8acb\u8cb8\u6b3e\u4f86\u586b\u88dc\u81ea\u5099\u6b3e\u7684\u4e0d\u8db3\u3002\u76ee\u524d\u53f0\u7063\u7684\u623f\u8cb8\u5229\u7387\u7d04\u70ba2%-3%\uff0c\u8cb8\u6b3e\u671f\u9650\u6700\u9577\u53ef\u905430\u5e74\u3002\u4e0d\u904e\uff0c\u8cb8\u6b3e\u4e5f\u610f\u5473\u8457\u589e\u52a0\u672a\u4f86\u7684\u9084\u6b3e\u58d3\u529b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u627e\u89aa\u53cb\u5e6b\u5fd9<\/h3>\n\n\n\n<p>\u5982\u679c\u81ea\u5099\u6b3e\u4e0d\u8db3\u7684\u91d1\u984d\u4e0d\u5927\uff0c\u53ef\u4ee5\u5411\u89aa\u53cb\u501f\u6b3e\u3002\u4e0d\u904e\uff0c\u501f\u6b3e\u524d\u52d9\u5fc5\u8207\u89aa\u53cb\u505a\u597d\u6e9d\u901a\uff0c\u4e26\u8a02\u5b9a\u6e05\u695a\u7684\u9084\u6b3e\u8a08\u756b\uff0c\u907f\u514d\u7522\u751f\u8ca1\u52d9\u7cfe\u7d1b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8ce3\u6389\u5176\u4ed6\u8cc7\u7522<\/h3>\n\n\n\n<p>\u5982\u679c\u624b\u982d\u6709\u5176\u4ed6\u53ef\u8b8a\u73fe\u7684\u8cc7\u7522\uff0c\u4f8b\u5982\u80a1\u7968\u3001\u57fa\u91d1\u3001\u6216\u8eca\u5b50\u7b49\uff0c\u53ef\u4ee5\u8003\u616e\u8ce3\u6389\u4f86\u7c4c\u63aa\u81ea\u5099\u6b3e\u3002\u4e0d\u904e\uff0c\u8ce3\u6389\u8cc7\u7522\u4e5f\u6703\u6e1b\u5c11\u672a\u4f86\u7684\u6536\u5165\u4f86\u6e90\uff0c\u56e0\u6b64\u9700\u8981\u8b39\u614e\u8003\u91cf\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6c11\u9593\u8cb8\u6b3e<\/h3>\n\n\n\n<p>\u982d\u671f\u6b3e\u662f\u8cfc\u5c4b\u6642\u7684\u91cd\u8981\u8cc7\u91d1\uff0c\u4e00\u822c\u4f86\u8aaa\u9700\u8981\u6e96\u5099\u623f\u5c4b\u7e3d\u50f9\u768420%\u81f330%\uff0c\u4f46\u5728\u9ad8\u623f\u50f9\u7684\u6642\u4ee3\uff0c\u8a31\u591a\u4eba\u96e3\u4ee5\u8ca0\u64d4\u5982\u6b64\u5927\u7684\u91d1\u984d\u3002\u5982\u679c\u982d\u671f\u6b3e\u4e0d\u8db3\uff0c\u53ef\u4ee5\u8003\u616e\u5411\u6c11\u9593\u8cb8\u6b3e\u4f86\u586b\u88dc\u7f3a\u53e3\u3002<\/p>\n\n\n\n<p>\u6c11\u9593\u8cb8\u6b3e\u7684\u5be9\u6838\u689d\u4ef6\u8f03\u9280\u884c\u5bec\u9b06\uff0c\u7533\u8acb\u6d41\u7a0b\u4e5f\u8f03\u70ba\u7c21\u4fbf\uff0c\u56e0\u6b64\u6210\u70ba\u8a31\u591a\u4eba\u8cfc\u5c4b\u6642\u7684\u9078\u64c7\u3002\u4e0d\u904e\uff0c\u6c11\u9593\u8cb8\u6b3e\u7684\u5229\u7387\u901a\u5e38\u8f03\u9280\u884c\u9ad8\uff0c\u9084\u6b3e\u671f\u9650\u4e5f\u8f03\u77ed\uff0c\u56e0\u6b64\u5728\u7533\u8acb\u524d\u52d9\u5fc5\u8b39\u614e\u8a55\u4f30\u81ea\u8eab\u7684\u9084\u6b3e\u80fd\u529b\u3002<\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#abb7c221\">\u63a8\u85a6\u95b1\u8b80\uff1a<br><a href=\"https:\/\/hsinchubank.com.tw\/hsinchu-fangwu-ertai\/\" data-type=\"link\" data-id=\"https:\/\/hsinchubank.com.tw\/hsinchu-fangwu-ertai\/\" target=\"_blank\" rel=\"noopener\">\u65b0\u7af9\u623f\u5c4b\u4e8c\u80ce<\/a>\u600e\u9ebc\u7533\u8acb\uff1f 10\u5206\u9418\u6d41\u7a0b\u3001\u512a\u7f3a\u9ede\u5168\u89e3\u6790\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"1200\" height=\"800\" src=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment02.jpg\" alt=\"\u5efa\u5546\uff1a\u4f4e\u81ea\u5099\u6b3e\u6210\u5bb6\uff0c\u5c0f\u5fc3\u9019\u4e9b\u300c\u5148\u7518\u5f8c\u82e6\u300d\u7684\u9677\u9631\uff01\uff01\" class=\"wp-image-1329\" srcset=\"https:\/\/www.moneybartender.com.tw\/wp-content\/uploads\/2024\/01\/down-payment02.jpg 1200w, 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